Apply For Vehicle Financing at Liccardi Mitsubishi

Open Today! Sales: 9am-8pm
Call us at: 855-628-0025

Discover Great Financing Options in Green Brook Township, NJ!

Have you found the car, truck, or SUV of your dreams? Do you know what the next step is? An exciting shopping trip can turn into a stressful financial situation faster than you think!

That’s why at Liccardi Mitsubishi, we offer an in-house finance center to ease you through the buying process. Our team can help you nail down an affordable rate that works for your lifestyle. Contact us or go online to set up a meeting with our talented finance experts today!

Learn About Your Finance Choices Near Edison, NJ

There are several ways drivers can go about financing a new or pre-owned vehicle. The most typical routes are entering into a leasing term or traditional financing through a lump sum loan. Our finance center will outline each option and clearly explain any numbers or confusing jargon. It’s always best for drivers to gain a good understanding of their choices and how they can affect them in the long run.

Finance Info

Phone Number:Sales Hours:Special Hours
  • December 25thClosed
  • January 1stClosed
Regular Hours
  • Mon - Sat9:00 AM - 8:00 PM
  • SunClosed

Simple Financing

Financing through a lump sum loan is a very common form of financing. Traditional financing like this consists of taking a lump sum from a reputable bank lender and paying it back over time. As the driver makes monthly payments, it can build up their credit, but ultimately the payments put equity into the vehicle.

When the payments stop, the driver will own the car free and clear. As such, with ownership, traditional financing allows for a level of freedom you can’t find in a lease. Such as how many miles you can drive, personalization through customization, and you can sell, trade, or gift the car too.

Leasing Terms Around Piscataway, NJ

Leasing, compared to financing, is best for a select type of driver. Leasing is both very flexible, but also restrictive. Monthly payments will be lower than if drivers were to opt for traditional financing. However, this lower payment is because the driver only pays for the time spent using the vehicle.

Leasing does not equal vehicle ownership. But this can benefit some, as leasing terms usually last one to three years. You won’t be locked into a long-term financial commitment, and you’ll be able to upgrade when the lease ends. On the restrictive side of things, lease terms will have a limit on the mileage drivers rack up, and it doesn’t allow for customization. Leasing is the optimal choice for drivers that like to switch their cars up every few years and don’t have far to drive.

Buyers Should Consider the Following

These are questions all drivers should ask themselves when shopping around for their next vehicle. Our finance team would be happy to go over each of these together so that you can make an informed decision. We want you to move forward on your automotive journey with confidence!

  • Is now the best time to buy a car?
  • Should I check out pre-owned options or stick with new models?
  • Is leasing or traditional financing best for me?
  • Are there any incentives the car or myself are eligible for?
  • Is trading in my current vehicle for the value a smart choice?

Value Your Trade Around Bridgewater, NJ

At our dealership, we make the customer trade-in process as easy as possible. Check out our online Kelley Blue Book appraisal tool. It only takes a few minutes, and drivers can complete it from their own homes! Trading in the current car buyer’s drive is a great option for offsetting a new car’s cost. Once the form is completed by providing standard information on your vehicle, you’ll receive a quote.

The next step is for our sales team to verify your vehicle in person. Bring your car to us and the quote you were given online. Our team will double-check everything entered and make sure you’re getting a fair market price. We pay top-dollar based on real market data, and in the case of a trade-in, it can put out-of-reach vehicles back in budget. Once our team confirms, we can sign off on the quote and present it to our finance team. Our finance experts will take it from there and factor the trade-in into the cost of your new vehicle.

Check Out Our Payment Calculator

Drivers should check out the available payment calculator tool we offer online. This is an excellent way for buyers to get a visual understanding of how different down payments and rates will affect their overall costs. Enter the price of the vehicle you’re looking at, then add how much you’ll put down. Drivers can gain a better idea of what monthly costs will end up being. Therefore, drivers should feel free to mess around with the tool as they shop!

Labrador Black 2022 Mitsubishi Eclipse SEL on a Highway

Apply for Financing at Liccardi Mitsubishi Today!

Our overall goal at our finance center is to simplify and streamline the buying process. If you have any lingering questions or concerns, please reach out to our team. We’d be happy to review any terms or look into various incentives if applicable. Our team wants to ensure you get the best deal possible and get you behind the wheel quicker!

Call to set up an appointment, or visit our dealership for more information about our finance center. Whether you’re looking to trade in, finance, or lease, our team will be there for you every step of the way. We look forward to providing the financial guidance that secures a great rate for a vehicle you love!

Liccardi Mitsubishi is located at: 130 US-22 • Green Brook Township, NJ 08812

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Liccardi Mitsubishi 40.60539491149076, -74.4743735.